🧠The Cognitive Load of Owning Assets
We often talk about the financial cost of owning something, including costs to buy, maintain, insure, or repair. But there’s
Uncategorized
Mental Models
🕳️ The Sunk Cost Trap — Why It’s So Hard to Exit a Bad Investment
Last time, during COVID, I was unable to catch a flight, even though I had already paid for the tickets.
Basics of Finance
💰 The Evolution of Money — From Barter to Belief
Money as a concept isn’t just paper or metal; it’s a story built on trust. Why money acts the way
Basics of Finance
Basics of Personal Finance (ABC)
Money should be seen as a tool — a way to compensate others for their labor. It saves us time
Mental Models
⏳Understanding The Hidden Cost of Opportunity
In Economics and Finance, opportunity cost is not just an abstract idea — it’s the invisible force guiding every decision
Mental Models
⚙️ The Magnification of Leverage — “Why It Cuts Both Ways”
Leverage means using borrowed money to magnifies your results — both gains and losses. If your base investment performs well,
Mental Models
💸 Taxes in Financial Decisions — The Hidden Cost Most People Miss
Taxes aren’t just a once-a-year headache. They’re a constant cost driver quietly shaping almost every financial decision we make —
Mental Models
đź’« The 8th Wonder of the World: The Magic (and Trap) of Compounding
🌱 The Power of Compounding It’s not wrong when someone says “Compounding is the eighth wonder of the world.” When
Mental Models
🛡️The Margin of Safety: Hidden Shield in Investing and Life
đź’ˇ What is “Margin of Safety”? When I worked at my previous company, we had an employee share investment plan.